@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,700;0,900;1,700&family=Inter:wght@300;400;500;600&display=swap');

:root {
  --navy: #0c1929;
  --navy2: #152238;
  --navy3: #1d3152;
  --gold: #f5a800;
  --gold2: #e09600;
  --gold3: rgba(245,168,0,.12);
  --white: #fff;
  --paper: #f8f7f3;
  --stone: #ede9e0;
  --ink: #1a1a16;
  --mid: #5a5a52;
  --serif: 'Playfair Display', Georgia, serif;
  --sans: 'Inter', system-ui, sans-serif;
  --radius: 3px;
}

*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { font-family:var(--sans); color:var(--ink); background:var(--white); -webkit-font-smoothing:antialiased; }
a { color:inherit; }

/* ── NAV ──────────────────────────────────────────────────────────────────── */
nav { background:var(--navy); position:sticky; top:0; z-index:999; }
.nav-in { max-width:1280px; margin:auto; display:flex; align-items:center; height:58px; padding:0 32px; }
.logo { display:flex; align-items:center; gap:11px; text-decoration:none; flex-shrink:0; }
.logo img { height:34px; width:34px; object-fit:contain; border-radius:2px; }
.logo-txt strong { display:block; font-size:13.5px; font-weight:600; color:var(--gold); letter-spacing:.05em; }
.logo-txt span { font-size:10px; color:rgba(255,255,255,.38); letter-spacing:.03em; }
.nav-links { display:flex; align-items:stretch; margin-left:auto; }
.ni { position:relative; }
.ni > a { display:flex; align-items:center; gap:3px; color:rgba(255,255,255,.58); text-decoration:none; padding:0 13px; height:58px; font-size:12.5px; font-weight:500; letter-spacing:.02em; white-space:nowrap; transition:color .15s; }
.ni > a:hover, .ni.active > a { color:#fff; }
.ni.active > a { box-shadow:inset 0 -2px 0 var(--gold); }
.arrow { font-size:8px; opacity:.5; }
.drop { display:none; position:absolute; top:100%; left:0; min-width:230px; background:var(--navy2); border-top:2px solid var(--gold); box-shadow:0 20px 50px rgba(0,0,0,.55); }
.ni:hover .drop { display:block; }
.drop a { display:block; color:rgba(255,255,255,.6); text-decoration:none; padding:10px 18px; font-size:12.5px; border-bottom:1px solid rgba(255,255,255,.04); transition:all .12s; }
.drop a:hover { color:#fff; background:rgba(255,255,255,.05); padding-left:24px; }
.drop-hd { padding:9px 18px 5px; font-size:9.5px; letter-spacing:.14em; color:var(--gold); font-weight:600; text-transform:uppercase; }

/* ── HERO HOME ────────────────────────────────────────────────────────────── */
.hero {
  min-height:100vh; background:var(--navy); display:flex; flex-direction:column;
  justify-content:center; position:relative; overflow:hidden;
}
.hero-bg {
  position:absolute; inset:0; pointer-events:none;
  background:
    radial-gradient(ellipse 55% 65% at 80% 40%, rgba(245,168,0,.07) 0%, transparent 60%),
    radial-gradient(ellipse 40% 50% at 10% 80%, rgba(21,34,56,.9) 0%, transparent 70%);
}
.hero-grid-lines {
  position:absolute; inset:0; pointer-events:none;
  background-image: linear-gradient(rgba(255,255,255,.025) 1px, transparent 1px),
                    linear-gradient(90deg, rgba(255,255,255,.025) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero-in { max-width:1280px; margin:auto; padding:0 32px; position:relative; z-index:1; display:grid; grid-template-columns:1fr 420px; gap:80px; align-items:center; }
.hero-badge { display:inline-flex; align-items:center; gap:10px; margin-bottom:32px; }
.hero-badge span { font-size:10px; letter-spacing:.18em; color:rgba(255,255,255,.45); font-weight:500; text-transform:uppercase; }
.hero-badge::before { content:''; display:block; width:32px; height:1px; background:var(--gold); }
.hero-h1 { font-family:var(--serif); color:#fff; font-size:clamp(44px,5.5vw,76px); line-height:1.0; font-weight:900; margin-bottom:28px; }
.hero-h1 i { color:var(--gold); font-style:normal; }
.hero-lead { font-size:16px; line-height:1.8; color:rgba(255,255,255,.55); max-width:45ch; margin-bottom:44px; font-weight:300; }
.hero-ctas { display:flex; gap:16px; align-items:center; flex-wrap:wrap; }
.cta-main { display:inline-block; background:var(--gold); color:var(--navy); padding:14px 32px; font-size:13px; font-weight:600; letter-spacing:.04em; text-decoration:none; border-radius:2px; transition:.15s; }
.cta-main:hover { background:#ffc234; }
.cta-sec { font-size:13px; color:rgba(255,255,255,.5); text-decoration:none; padding:14px 0; border-bottom:1px solid rgba(255,255,255,.2); transition:.15s; }
.cta-sec:hover { color:#fff; border-color:rgba(255,255,255,.5); }

.hero-panel {
  background:rgba(255,255,255,.04); border:1px solid rgba(255,255,255,.08);
  border-radius:4px; overflow:hidden; backdrop-filter:blur(2px);
}
.hp-row { padding:20px 24px; border-bottom:1px solid rgba(255,255,255,.06); display:flex; align-items:flex-start; gap:16px; transition:background .2s; cursor:default; }
.hp-row:last-child { border-bottom:none; }
.hp-row:hover { background:rgba(255,255,255,.05); }
.hp-num { font-family:var(--serif); font-size:28px; color:var(--gold); line-height:1; flex-shrink:0; padding-top:2px; }
.hp-body {}
.hp-label { font-size:9.5px; letter-spacing:.14em; color:rgba(255,255,255,.35); text-transform:uppercase; font-weight:600; margin-bottom:5px; }
.hp-title { font-size:15px; color:#fff; font-weight:500; margin-bottom:4px; }
.hp-desc { font-size:12.5px; color:rgba(255,255,255,.4); line-height:1.6; }
.hero-scroll { position:absolute; bottom:28px; left:50%; transform:translateX(-50%); display:flex; flex-direction:column; align-items:center; gap:6px; color:rgba(255,255,255,.2); font-size:10px; letter-spacing:.14em; text-transform:uppercase; }
.scroll-line { width:1px; height:36px; background:linear-gradient(transparent,rgba(255,255,255,.2)); }

/* ── WHY SECTION ──────────────────────────────────────────────────────────── */
.why { padding:100px 32px; background:var(--paper); border-top:1px solid var(--stone); }
.why-in { max-width:1280px; margin:auto; display:grid; grid-template-columns:1fr 1fr; gap:100px; align-items:start; }
.why-label { font-size:10px; letter-spacing:.16em; text-transform:uppercase; color:var(--gold2); font-weight:600; margin-bottom:18px; }
.why-h { font-family:var(--serif); font-size:clamp(28px,3.2vw,42px); color:var(--navy); line-height:1.15; margin-bottom:24px; font-weight:700; }
.why-txt { font-size:15px; line-height:1.85; color:#444; margin-bottom:14px; }
.why-cta { display:inline-block; margin-top:10px; font-size:12px; font-weight:600; letter-spacing:.06em; text-transform:uppercase; color:var(--navy); text-decoration:none; border-bottom:2px solid var(--gold); padding-bottom:2px; }
.stats-grid { display:grid; grid-template-columns:1fr 1fr; gap:2px; background:var(--stone); }
.stat { background:var(--white); padding:36px 28px; }
.stat-n { font-family:var(--serif); font-size:52px; color:var(--navy); line-height:1; margin-bottom:10px; }
.stat-n em { color:var(--gold); font-style:normal; }
.stat p { font-size:13px; color:var(--mid); line-height:1.65; }

/* ── FLOW ─────────────────────────────────────────────────────────────────── */
.flow { background:var(--navy2); padding:0; display:grid; grid-template-columns:repeat(3,1fr); }
.flow-step { padding:60px 44px; border-right:1px solid rgba(255,255,255,.06); position:relative; overflow:hidden; }
.flow-step:last-child { border-right:none; }
.flow-step::before { content:attr(data-n); font-family:var(--serif); font-size:120px; font-weight:900; color:rgba(255,255,255,.03); position:absolute; top:-10px; right:-8px; line-height:1; pointer-events:none; }
.fs-label { font-size:9.5px; letter-spacing:.16em; color:var(--gold); text-transform:uppercase; font-weight:600; margin-bottom:18px; }
.fs-h { font-family:var(--serif); font-size:26px; color:#fff; margin-bottom:14px; line-height:1.2; }
.fs-p { font-size:13.5px; color:rgba(255,255,255,.45); line-height:1.75; }
.fs-link { display:inline-block; margin-top:22px; font-size:11.5px; font-weight:600; letter-spacing:.06em; text-transform:uppercase; color:var(--gold); text-decoration:none; transition:.15s; }
.fs-link:hover { color:#fff; }

/* ── AREAS ────────────────────────────────────────────────────────────────── */
.areas { padding:100px 32px; }
.areas-in { max-width:1280px; margin:auto; }
.areas-head { display:flex; justify-content:space-between; align-items:flex-end; margin-bottom:48px; }
.areas-h { font-family:var(--serif); font-size:clamp(26px,3vw,38px); color:var(--navy); font-weight:700; }
.grid-6 { display:grid; grid-template-columns:repeat(3,1fr); gap:2px; background:var(--stone); }
.a-card { background:var(--white); padding:40px 32px; position:relative; transition:background .2s; display:flex; flex-direction:column; }
.a-card:hover { background:var(--paper); }
.a-card::before { content:''; position:absolute; top:0; left:0; right:0; height:3px; background:var(--stone); transition:.2s; }
.a-card:hover::before { background:var(--gold); }
.a-n { font-family:var(--serif); font-size:11px; color:var(--gold2); margin-bottom:20px; font-weight:700; letter-spacing:.04em; }
.a-card h3 { font-size:17px; font-weight:600; color:var(--navy); margin-bottom:10px; line-height:1.3; }
.a-card p { font-size:13.5px; color:var(--mid); line-height:1.7; flex:1; }
.a-link { display:inline-block; margin-top:22px; font-size:11px; font-weight:600; letter-spacing:.07em; text-transform:uppercase; color:var(--navy); text-decoration:none; border-bottom:1px solid var(--stone); padding-bottom:2px; transition:.15s; }
.a-link:hover { border-color:var(--gold); color:var(--gold2); }

/* ── PURPOSE ──────────────────────────────────────────────────────────────── */
.purpose { background:var(--navy); padding:100px 32px; position:relative; overflow:hidden; }
.purpose::before { content:''; position:absolute; inset:0; background:radial-gradient(ellipse 60% 80% at 50% 50%, rgba(245,168,0,.05) 0%, transparent 70%); pointer-events:none; }
.purpose-in { max-width:860px; margin:auto; text-align:center; position:relative; z-index:1; }
.purpose-label { font-size:10px; letter-spacing:.18em; text-transform:uppercase; color:var(--gold); font-weight:600; margin-bottom:28px; display:block; }
.purpose-q { font-family:var(--serif); font-size:clamp(22px,3vw,34px); color:#fff; line-height:1.5; font-style:italic; font-weight:700; }
.purpose-q::before { content:'\201C'; color:var(--gold); }
.purpose-q::after { content:'\201D'; color:var(--gold); }
.purpose-sub { margin-top:28px; font-size:14px; color:rgba(255,255,255,.35); font-style:italic; }

/* ── PAGE HEADER ──────────────────────────────────────────────────────────── */
.ph { background:var(--navy); padding:72px 32px 56px; position:relative; overflow:hidden; }
.ph::after { content:''; position:absolute; bottom:0; left:0; right:0; height:1px; background:linear-gradient(90deg,transparent,var(--gold) 20%,rgba(245,168,0,.3) 80%,transparent); }
.ph-in { max-width:1280px; margin:auto; }
.ph-label { font-size:10px; letter-spacing:.16em; text-transform:uppercase; color:var(--gold); font-weight:600; margin-bottom:16px; display:flex; align-items:center; gap:12px; }
.ph-label::before { content:''; display:block; width:24px; height:1px; background:var(--gold); }
.ph h1 { font-family:var(--serif); color:#fff; font-size:clamp(30px,4.5vw,54px); line-height:1.05; font-weight:900; margin-bottom:16px; }
.ph p { font-size:15.5px; color:rgba(255,255,255,.5); max-width:58ch; line-height:1.75; font-weight:300; }

/* ── BREADCRUMB ───────────────────────────────────────────────────────────── */
.bc { background:var(--paper); padding:10px 32px; font-size:11.5px; color:var(--mid); border-bottom:1px solid var(--stone); }
.bc-in { max-width:1280px; margin:auto; }
.bc a { color:var(--gold2); text-decoration:none; }
.bc a:hover { color:var(--gold); }
.bc span { margin:0 7px; opacity:.4; }

/* ── MAIN ─────────────────────────────────────────────────────────────────── */
.main { max-width:1280px; margin:auto; padding:80px 32px; }
.sec { margin-bottom:72px; }
.sec-label { font-size:10px; letter-spacing:.16em; text-transform:uppercase; color:var(--gold2); font-weight:600; margin-bottom:12px; }
.sec h2 { font-family:var(--serif); font-size:clamp(24px,3vw,36px); color:var(--navy); line-height:1.12; margin-bottom:24px; font-weight:700; }
.sec h3 { font-size:18px; font-weight:600; color:var(--navy); margin:30px 0 12px; }
.sec p { font-size:15.5px; line-height:1.82; color:#3a3a34; margin-bottom:16px; max-width:72ch; }
.sec ul { padding-left:20px; margin-bottom:16px; }
.sec ul li { font-size:15px; line-height:1.8; color:#3a3a34; margin-bottom:8px; }
.gold-bar { width:36px; height:3px; background:var(--gold); margin-bottom:24px; }

/* ── CARDS ────────────────────────────────────────────────────────────────── */
.cards { display:grid; grid-template-columns:repeat(auto-fit,minmax(270px,1fr)); gap:2px; background:var(--stone); margin-top:8px; }
.card { background:#fff; padding:36px 28px; display:flex; flex-direction:column; position:relative; transition:background .18s; }
.card:hover { background:var(--paper); }
.card::after { content:''; position:absolute; bottom:0; left:0; right:0; height:2px; background:transparent; transition:.18s; }
.card:hover::after { background:var(--gold); }
.card h3 { font-size:16px; font-weight:600; color:var(--navy); margin-bottom:10px; }
.card p { font-size:13.5px; color:var(--mid); line-height:1.72; flex:1; }
.card-lnk { display:inline-block; margin-top:18px; font-size:11px; font-weight:600; letter-spacing:.07em; text-transform:uppercase; color:var(--navy); text-decoration:none; border-bottom:1px solid var(--stone); padding-bottom:2px; transition:.15s; }
.card-lnk:hover { color:var(--gold2); border-color:var(--gold); }

/* ── HIGHLIGHT ────────────────────────────────────────────────────────────── */
.hl { background:var(--navy2); padding:52px; border-left:4px solid var(--gold); margin:40px 0; }
.hl h3 { font-family:var(--serif); font-size:22px; color:var(--gold); margin-bottom:16px; }
.hl p { font-size:15px; color:rgba(255,255,255,.72); line-height:1.82; }
.hl ul { padding-left:20px; margin-top:12px; }
.hl ul li { color:rgba(255,255,255,.65); font-size:14px; line-height:1.8; margin-bottom:7px; }

/* ── TWO COL ──────────────────────────────────────────────────────────────── */
.two-col { display:grid; grid-template-columns:1fr 1fr; gap:64px; }

/* ── CONTENT FLOW ─────────────────────────────────────────────────────────── */
.cflow { display:grid; grid-template-columns:repeat(3,1fr); gap:2px; background:var(--stone); margin:32px 0; }
.cs { background:#fff; padding:36px 28px; }
.cs:hover { background:var(--paper); }
.cs-n { font-family:var(--serif); font-size:36px; color:var(--gold); margin-bottom:16px; line-height:1; }
.cs-lbl { font-size:9.5px; letter-spacing:.14em; text-transform:uppercase; color:var(--gold2); font-weight:600; margin-bottom:6px; }
.cs-h { font-size:15px; font-weight:600; color:var(--navy); margin-bottom:8px; }
.cs-d { font-size:13px; color:var(--mid); line-height:1.72; }

/* ── TERM GRID ────────────────────────────────────────────────────────────── */
.term-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(220px,1fr)); gap:2px; background:var(--stone); margin:20px 0; }
.tc { background:#fff; padding:24px; transition:background .18s; }
.tc:hover { background:var(--paper); }
.tc h4 { font-size:9.5px; letter-spacing:.14em; text-transform:uppercase; color:var(--gold2); font-weight:700; margin-bottom:10px; }
.tc p { font-size:13.5px; color:#444; line-height:1.7; }

/* ── INFO BOX ─────────────────────────────────────────────────────────────── */
.info { background:var(--paper); border:1px solid var(--stone); padding:28px; margin:20px 0; }
.info h4 { font-size:14px; font-weight:600; color:var(--navy); margin-bottom:8px; }
.info p, .info li { font-size:13.5px; color:var(--mid); line-height:1.72; }

/* ── TAGS ─────────────────────────────────────────────────────────────────── */
.tags { display:flex; flex-wrap:wrap; gap:8px; margin:16px 0; }
.tag { background:var(--paper); border:1px solid var(--stone); padding:6px 14px; font-size:12.5px; color:var(--navy); font-weight:500; border-radius:1px; }

/* ── BLOCKQUOTE ───────────────────────────────────────────────────────────── */
blockquote { border-left:3px solid var(--gold); padding:20px 28px; margin:28px 0; background:var(--paper); font-style:italic; color:var(--navy); font-size:16px; line-height:1.82; }

/* ── ICON BOX ─────────────────────────────────────────────────────────────── */
.ib { display:flex; gap:18px; margin-bottom:28px; align-items:flex-start; }
.ib .ico { width:44px; height:44px; background:var(--navy); border-radius:2px; display:flex; align-items:center; justify-content:center; font-size:18px; flex-shrink:0; color:#fff; }
.ib .bd h4 { font-size:14px; font-weight:600; color:var(--navy); margin-bottom:4px; }
.ib .bd p { font-size:13.5px; color:var(--mid); line-height:1.72; }

/* ── FORM ─────────────────────────────────────────────────────────────────── */
.fg { margin-bottom:22px; }
.fg label { display:block; font-size:10.5px; font-weight:600; letter-spacing:.1em; color:var(--navy); text-transform:uppercase; margin-bottom:8px; }
.fg input, .fg textarea, .fg select { width:100%; padding:13px 16px; border:1px solid var(--stone); border-radius:2px; font-size:15px; font-family:var(--sans); transition:.15s; background:#fff; color:var(--ink); }
.fg input:focus, .fg textarea:focus { outline:none; border-color:var(--gold); box-shadow:0 0 0 3px rgba(245,168,0,.1); }
.fg textarea { min-height:140px; resize:vertical; }
.btn-sub { background:var(--navy); color:#fff; border:none; cursor:pointer; padding:14px 36px; font-size:12.5px; font-weight:600; letter-spacing:.06em; text-transform:uppercase; border-radius:2px; transition:.15s; font-family:var(--sans); }
.btn-sub:hover { background:var(--gold); color:var(--navy); }

/* ── FOOTER ───────────────────────────────────────────────────────────────── */
footer { background:var(--navy); padding:72px 32px 32px; }
.ft-in { max-width:1280px; margin:auto; }
.ft-grid { display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:52px; margin-bottom:52px; }
.ft-brand img { height:48px; margin-bottom:16px; }
.ft-brand p { font-size:13px; line-height:1.8; color:rgba(255,255,255,.38); max-width:260px; }
.ft-col h4 { font-size:9.5px; letter-spacing:.14em; text-transform:uppercase; color:var(--gold); font-weight:600; margin-bottom:16px; }
.ft-col a { display:block; color:rgba(255,255,255,.42); text-decoration:none; font-size:13px; margin-bottom:10px; transition:.15s; }
.ft-col a:hover { color:#fff; }
.ft-col small { font-size:11.5px; color:rgba(255,255,255,.25); margin-top:12px; display:block; }
.ft-bot { border-top:1px solid rgba(255,255,255,.07); padding-top:24px; display:flex; justify-content:space-between; font-size:11.5px; color:rgba(255,255,255,.28); flex-wrap:wrap; gap:8px; }

/* ── RESPONSIVE ───────────────────────────────────────────────────────────── */
@media(max-width:960px){
  .hero-in { grid-template-columns:1fr; gap:48px; padding-top:80px; padding-bottom:80px; }
  .hero-panel { max-width:100%; }
  .why-in { grid-template-columns:1fr; gap:56px; }
  .flow { grid-template-columns:1fr; }
  .flow-step { border-right:none; border-bottom:1px solid rgba(255,255,255,.06); }
  .grid-6 { grid-template-columns:1fr 1fr; }
  .two-col { grid-template-columns:1fr; gap:36px; }
  .cflow { grid-template-columns:1fr; }
  .ft-grid { grid-template-columns:1fr 1fr; }
  .nav-links { display:none; }
}
@media(max-width:600px){
  .grid-6 { grid-template-columns:1fr; }
  .stats-grid { grid-template-columns:1fr; }
  .ft-grid { grid-template-columns:1fr; }
}